Garden suite
Can the ground support it?
A garden suite needs more than a good drawing. FairLend reviews the property, permit stage, mortgage and equity position, budget, projected rents, builder context, and GPS/site realities before the financing path is framed.
Eligibility
A usable form, not guesswork
The eligibility intake uses visible, high-contrast fields and asks for the practical details that decide whether a garden suite file can move forward.
- Property and ownership
- Mortgage and available equity
- Plans and permit stage
- Budget tied to scope
- Projected rents with evidence
- Builder context
Review
What can block the file
Ground and site constraints
The review starts with whether the ground, access, servicing, setbacks, and site context can support the intended build.
Working capital
Liquidity has to survive reimbursement timing, permit drift, contingency pressure, and draw release timing.
GPS and evidence
Site evidence stays attached even when GPS needs review. Bad coordinates should not erase useful proof.
FairLend Mortgage reviews garden suite files with the same legal-name, licence, and privacy disclosure carried through the shared site footer.