FairLend route guide
Find the financing route that matches the property.
Start with the property and the constraint—not a product label. FairLend helps Ontario borrowers and builders compare realistic private, institutional, and construction financing routes.
Private mortgage financing
Flexible mortgage structures for bridge needs, refinances, equity access, complex income, and time-sensitive closings.
→Institutional mortgage financing
A lender-ready route for larger or more structured commercial and residential real-estate financing requirements.
→Construction draw financing
Draw-based capital planning for land, permits, hard costs, construction milestones, and completion.
→Multiplex financing
Financing guidance for Toronto and GTA multiplex conversions, acquisitions, construction, and take-out planning.
→Garden-suite financing
A financing route for garden and laneway suites, including project scope, budget, draw timing, and exit strategy.
→Garden-suite project guide
Project-planning guidance for adding a detached garden suite, from feasibility and approvals through construction and completion.
→CMHC MLI Select financing
Review the insured-financing path for qualifying multi-unit rental housing and the operating evidence a lender will expect.
→Affordable and sustainable rental housing
Explore financing considerations for rental projects that combine affordability, energy performance, accessibility, and long-term operations.
→Bring enough context for a useful first call.
You do not need a perfect package. A few concrete details help FairLend identify the right route and the next document to request.
- Property address, municipality, property type, and current ownership status.
- Requested amount, existing mortgages or liens, and the use of funds.
- Target closing, construction milestone, renewal, or payout date.
- Purchase agreement, budget, appraisal, plans, permits, or current lender statement—if available.
Not sure which path fits?
Send the property, timing, and constraint. We will route the question.